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If you are in the market to buy a house in the Beaufort Area, here is a check list that you need to keep with you. Buying a new home is one of the biggest investments that you will make. Are you satisfied that you can make this investment now on the information that you have or do you need help. That is the first thing you need to think about. Contact 3 lenders for information Banker Mortgage Broker Credit Union Find out what they will do for you, how much money they want up front and IF THEY WILL HELP YOU FILL OUT THE PAPERS 0R just give you the stack to do it for your self?? Do you want to spend hours talking to voice mail, or waiting for a call back or do you want an experienced professional to cut through some of the red tape and help you get prequalified for a loan so that you can make decisions on If you want to buy ? If you can buy ? What price range should you look in? Do you need help to speed this process up and to help you get the up to date mortgage information that you need? Do want to spend your time doing that , or do you want a professional to gather the information and give you choices? The type loans and the money market changes from day to day. How does the local market compare with the regional or national lenders? The next thing you will want to do is to find the home most suitable to your needs and wants. With the number of houses on the market and the numbers being sold each day this could take weeks or months in a daily search, gathering the information on each one so you are sure you have selected the right one. By the time you investigate the different homes in the different neighborhoods and make a decision, you may find the home you fell in love with has been sold. Now you have to start all over. Checking out For Sale by Owners my even take longer. Probably the reason the owners are selling for themselves is because they want to make more money and not because they want to save you money. With a big investment like real estate, do you really want to make this decision on your own without a professional Buyer's Broker? How much does it cost you , the buyer, to have a Realtor be Available to show you the "cream or the crop" in homes at your convenience, to be Professional in dealing with you, that is truthful and honest, and disclosing all of the facts to you up front, and to have the EXperience and knowledge of the market to save you time and money and help you make a good investment. In most cases, the Seller Pays the real estate commission, and you, the buyer get the service of a Buyer's Broker. For more helpful buyer info check out the following: Mortgage Center VIP Buyers Program Buyers Plan Buyers Questions Helpful Numbers Real Estate Agency Relationships Client Service Commitment Customer Service Commitment Dual Agency Service Commitment Consumer Info - Acknowledgement of Agency Disclosure Happy Homeowners

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